HelpUBuy America

Mortgage Calculators

Use our mortgage calculators to see how much home you can afford and to get an idea of your monthly payment by adjusting the interest rate, down payment, home price and more. 

$
$
$
$
$
%

You can afford up to

$245,644

Monthly Payment $1,333

Principal & Interest $1,125

Tax $125

Insurance $83

$

5%

1%

5%

0%

$
$

$1,583.33

Monthly Payment

Principal & Interest $1,275

Monthly Taxes $208.33

Monthly HOA $50

Monthly Insurance $50

Monthly PMI $0

$

5%

1%

5%

$
$

$1,706.33

Monthly FHA Payment

Principal & Interest $1,297

Monthly Taxes $208.33

Monthly HOA $50

Monthly Insurance $50

Up-Front MIP (1.75%)$4,156

Monthly Mortgage Insurance $101

$

0%

5%

1%

$
$

$1,679.24

Monthly VA Payment

Principal & Interest $1,342.05

Monthly Taxes $208.33

Monthly HOA $50

Monthly Insurance $50

Purchase Price $250,000

VA Funding Fee $5,375

Amount Financed $255,375

$
%
months
$
%
months
$

Refinancing could save you

$417/month

New monthly payment $1,194

Refinance fees $1,000

Lifetime Savings $-53,631

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer.